Private Health Insurance
Private health insurance is usually not the norm in developing countries, especially the poorer ones. Here are some reasons why, and also a look at which substitute institutions serve similar functions.
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Are there actually Private Health Insurers in Developing Countries? If you look at the evolution of Health Insurance in Europe. Didn't they usually appear AFTER the existence of government insurance systems (Krankenversicherung) in Germany. That seems relevant to the discussion here.